Get the equipment without draining your cash.

Whether it's a truck, a production line, or new technology, equipment financing lets you acquire what you need using the equipment itself as collateral — so you keep your working capital free. I match you with one vetted lender suited to your asset and your situation.

Asset-secured — preserve cashOne vetted lenderSection 179 friendly

Get connected → How it works

Written by Michael Urrutia Business Finance Manager · Miami, FL · 3 years helping business owners secure financing · Last reviewed June 2026

How equipment financing works

The lender finances the purchase and the equipment serves as collateral, which often means easier approval and competitive terms. You spread the cost over the asset's useful life instead of paying for it all up front, keeping cash available for operations and growth.

Finance vs. lease

Financing builds toward ownership and can carry tax advantages (e.g., Section 179 expensing — confirm with your accountant). Leasing can lower monthly cost and keep you flexible on upgrades. I'll help you compare and match you to the lender that fits the route you choose.

Who it's for

Contractors, trucking, manufacturing, medical, restaurants, and more
New or used equipment purchases
Owners who'd rather preserve cash than pay in full

AssetEquipment is the collateral

3–10 yrsTypical term range by asset

1Vetted lender match

Common questions

Can I finance used equipment?

Often yes — many lenders finance both new and used equipment, though terms vary with the asset's age and value. Tell me what you're buying and I'll match accordingly.

What credit do I need?

Equipment financing is collateral-backed, so approval is frequently more accessible than unsecured options. Profiles vary by lender; I'll be straight about what's realistic for you.

Is there a tax benefit?

Section 179 may let you expense qualifying equipment — a meaningful benefit, especially late in the year. Confirm specifics with your accountant; I'll handle the financing match.

How fast can I get funded?

Equipment deals often move quickly — sometimes within days — once the asset and basic documents are confirmed.

Let's get you to the right lender

Tell me a little about your business. If I have a vetted lender that fits, I'll make a single, direct introduction — usually within one business day. No broker pools, no resale of your information.

Request received. I'll review it and, if there's a vetted lender that fits, reach out to make a direct introduction — usually within one business day.