Get out of the merchant cash advance trap.
If daily or weekly MCA debits are choking your cash flow — especially if you've stacked two, three, or more — you have more room to move than the funders let on. I help business owners consolidate or refinance merchant cash advances into a single, more sustainable payment by matching you with one vetted lender suited to your situation.
What MCA consolidation actually does
Consolidation replaces several active advances with a single new facility and one payment — often turning a punishing set of daily debits into one predictable monthly payment, and lowering your effective cost in the process. The goal is simple: stop the bleed, restore cash flow, and give the business room to operate again.
How I help — and how I don't
I'm a referral service, not a lender, a law firm, or a debt-settlement company. I match you with one direct lender I've vetted for transparent terms and a real track record, and I make a single introduction. If consolidation isn't the right move for your numbers, I'll tell you that plainly instead of pushing you into another expensive position.
Who this is for
- Business owners carrying one or more merchant cash advances
- Owners facing daily/weekly debits that are squeezing payroll or suppliers
- Stacked-MCA situations that need restructuring, not another stack
- Prior defaults don't automatically disqualify you — options may still exist
Common questions
Can I consolidate multiple stacked MCAs?
Often, yes. Stacked positions are exactly the situation consolidation is built for — replacing several advances with one facility and a single payment. The right structure depends on your revenue, the balances outstanding, and the lender's review.
Are you a law firm or a settlement company?
No. I don't settle debts or provide legal advice. I connect you with one vetted lender who may be able to refinance or consolidate your advances. If a different path fits you better, I'll say so.
Will this affect my business credit?
It depends on the structure and lender. A consolidation that replaces high-cost daily debits with one manageable payment can stabilize your finances; I'll make sure the terms are disclosed in writing before you commit to anything.
How fast can it happen?
Consolidation and refinancing typically take about 2–6 weeks depending on underwriting and documentation. If speed matters, tell me and I'll factor it into the match.
Let's get you to the right lender
Tell me a little about your business. If I have a vetted lender that fits, I'll make a single, direct introduction — usually within one business day. No broker pools, no resale of your information.