I'm a business finance manager in Miami. I connect you with one vetted lender — chosen for your situation, across any financing vehicle — and I personally vet every lender I work with. You talk to them directly. No broker pools, no ping-trees, no resale of your information.
Not ready to talk yet? Get the free Business Funding Options guide → — just your email, never sold.
Fill out most "business funding" forms and your information is instantly auctioned to dozens of brokers. Your phone rings for weeks. That model — the ping-tree — exists to benefit the seller, not you. I work the opposite way: one person, accountable to you, who brings you a single lender worth your time.
I don't sell, share, or auction your information. Ever. You give one consent, to be introduced to one lender.
Before I introduce anyone, I've vetted them — for transparent terms, fair structures, no advance fees, and a real track record.
You speak directly with a decision-maker — not a call center, not a middleman markup. I make the introduction and stay in your corner.
I'm not tied to one product. I compare every available vehicle and bring you the option — and the lender — that actually fits your situation and gets you the best possible deal.
Flexible, revolving capital for payroll, inventory, and cash-flow gaps. Draw what you need; pay interest only on what you use.
Long termLower rates and longer terms for bigger, longer-horizon moves — SBA 7(a)/504 and conventional term loans.
AssetsFund vehicles, machinery, and technology with the equipment itself as collateral — and keep your cash free.
PropertyPurchase, refinance, or expand owner-occupied property and commercial space with the right structure.
Revenue-basedFunding that flexes with your sales — plus help restructuring or consolidating existing merchant cash advances into something sustainable.
ReceivablesTurn unpaid invoices into immediate cash instead of waiting 30–90 days for customers to pay.
Home equityWhen it's the most cost-effective route, tap your home's equity to fund the business. Secured by real estate, through licensed lending partners.
Not sure which fits? That's my job. Tell me what you're trying to do and I'll map the options.
Honest, first-hand guides on the questions business owners actually ask me — no fluff, no fabricated stats.
A genuine 1-to-1 process: I understand your situation first, match deliberately, then connect you directly and stay in your corner.
A two-minute profile: your revenue, time in business, and what the capital is for. No bank logins, no credit pull, no commitment.
IdentifyI compare the vehicles and pinpoint the one lender best suited to you — already vetted for transparency, terms, and reputation.
DifferentiateA warm, one-to-one introduction. You talk to a real decision-maker and keep full control of the conversation from there.
Interact & CustomizeEvery lender I work with is reviewed before they ever reach you. I look for written, transparent terms and fee structures; no advance fees charged to you before funding; fair, non-predatory repayment structures; and a verifiable track record of funding businesses like yours. If a lender doesn't meet that bar, they don't get the introduction.
No call center, no anonymous team. When you work with Strata, you work directly with me — one person, accountable to you from the first call to funding.
For the past three years, I've helped business owners across industries find the right financing — comparing every available vehicle to land the best possible deal for their needs. I built Strata as a 1-to-1 alternative to the data-broker model: one person who's accountable to you, who you actually talk to, and who only brings you lenders I'd trust myself.
Experience: 3 years helping business owners secure financing
Based in: Miami, FL · serving owners nationwide
Reach me directly: Michael@strata.enterprises · (786) 254-1473
In geology, strata are the layers laid down over time that harden into solid rock — the foundation everything else is built on. The word comes from the Latin stratum, "something laid down," from sternere, "to spread out, to lay down." (It even shares a root with the word "street" — a path laid down to carry you somewhere.)
That's how I treat financing: not a quick fix sold to the highest bidder, but a foundation, placed deliberately — one solid layer at a time. Strata is the ground you build the next stage of your business on.
Tell me a little about your business. If I have a vetted lender that fits, I'll make a single, direct introduction — usually within one business day.
Not ready to talk yet? Get the free Business Funding Options guide → — just your email, and your data is never sold.
I'll review your request and, if there's a vetted lender that fits, reach out to make a direct introduction — usually within one business day.
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