Own the space your business runs on.
Buying, refinancing, or expanding commercial property is one of the biggest moves a business makes. I help owners find the right structure — including SBA 504 for owner-occupied real estate — and match them with one vetted, licensed lending partner who handles these deals well.
Common scenarios
- Buying the building you currently lease
- Refinancing existing commercial property debt
- Expanding or renovating your space
- Owner-occupied real estate via SBA 504 (often as little as 10% down)
Conventional vs. SBA 504
SBA 504 is purpose-built for owner-occupied real estate with a long fixed-rate structure and low down payment. A conventional commercial mortgage can be faster or fit investment property. I'll help you compare and route you to the lender that fits.
Important note
Real-estate-secured financing is arranged through licensed third-party lending partners and involves additional disclosures. I make the introduction and keep it transparent; the lender handles the regulated lending.
Common questions
What are commercial real estate loan requirements?
Lenders look at the property, your business cash flow, occupancy (owner-occupied vs investment), credit, and down payment. Requirements vary widely — I'll point you to the right lender for your scenario.
Can I buy the building I currently rent?
Yes — this is one of the most common and powerful uses of SBA 504 or a conventional commercial mortgage. Owning can stabilize costs and build equity.
How much down payment do I need?
SBA 504 can go as low as ~10% for qualifying owner-occupied property; conventional loans typically require more. I'll give you a realistic picture up front.
Do you handle the mortgage directly?
No — I'm a referral service. Real-estate-secured lending is handled by licensed lending partners. I make the match and keep the process transparent.
Let's get you to the right lender
Tell me a little about your business. If I have a vetted lender that fits, I'll make a single, direct introduction — usually within one business day. No broker pools, no resale of your information.